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What Makes a Credit Score & How It Can Be Improved

The way a credit score is calculated may seem to be a mystery. In reality, it’s pretty straightforward. However, the burden of a low credit score can be complex, and it can significantly lower y


4 Steps Toward a Stronger Financial Future

From focusing on a debt management plan to developing a realistic budget, here are some helpful tips to build a stronger financial future.


How to Be Prepared When Your Forbearance Ends

If you have forbearance on your mortgage, student loan, or credit card, you’re going to have to pay it off when the forbearance ends - a debt management plan will help.


Debt Settlement Companies - What You Need to Know!

Here are some risks you should consider before working with a debt settlement company


Debt Collection Rules Are Changing

The Consumer Financial Protection Bureau (CFPB) has finalized revisions to the Fair Debt Collection Protection Act (FDCPA), which lays out the rules that debt collectors must follow. 


A Year In Pandemic: How to Get Your Finances Back On Track

If even after these additional short-term revenue streams haven’t helped you alleviate your debt burden to a manageable degree, you might want to look into seeking help through a debt management pla


Are Debt Management Plans Effective?

Are Debt Management Plans Effective? Debt management plans work by allowing borrowers to consolidate unsecured debt and pay them back in a shorter amount of time.


Budgeting During a Crisis

Most financial advisors will recommend that you have an emergency fund of at least 3 months of expenses in case of financial crisis.


How to Get Out of Holiday Debt

It's time to get back on financial track -- tackle your holiday debts with a debt management program.


COVID Student Loan Assistance Extended

With the continued presence of the coronavirus pandemic, certain types of assistance have been extended further to help citizens better manage financially during these difficult times. One of the rece


Tips for Recovering from Holiday Debt

After the holidays, it's important to take a look at all your debt and start working on paying it off!


How Opening New Credit Cards Affects Your Credit Score

You’ve probably experienced that moment when you’re in the checkout line at the store and the cashier asks if you’d like to save 15% and open a credit line. While saving that percentage on your


Get Out of Debt and Protect Your Finances Before Retirement

By consolidating your debts into one monthly payment, oftentimes at a lower interest rate, you’ll be on a much better track to financial stability leading up to and during retirement.


Veterans Outreach Center Resources

In recognition of Veterans Day, Consumer Credit Counseling Service would like to recognize the Veterans Outreach Center.


Considering Buying Your First Home? Find Out the Right Time to Buy

Buying a first home can be overwhelming. Our first time home buying workshops review everything you need to know about buying your first home including how to find the right home, down payments, and s


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