Category: debt management

Using Your Budget to Get Out of Debt

Budgeting can help but if you’re still struggling to pay down your debt, talk to a credit counselor about enrolling in a debt management program.

When to Use Credit Counseling

CCCS of Chattanooga is here to help | change starts with you - deciding to seek credit counseling and debt management is a good first step toward financial freedom.

Is Debt Settlement a Good Option?

If you're in trouble with debt and want to get out, instead of opting for debt settlement, you might benefit from enrolling in a debt management program.

4 Steps Toward a Stronger Financial Future

From focusing on a debt management plan to developing a realistic budget, here are some helpful tips to build a stronger financial future.

How to Be Prepared When Your Forbearance Ends

If you have forbearance on your mortgage, student loan, or credit card, you’re going to have to pay it off when the forbearance ends - a debt management plan will help.

Debt Settlement Companies - What You Need to Know!

Here are some risks you should consider before working with a debt settlement company

Debt Collection Rules Are Changing

The Consumer Financial Protection Bureau (CFPB) has finalized revisions to the Fair Debt Collection Protection Act (FDCPA), which lays out the rules that debt collectors must follow. 

A Year In Pandemic: How to Get Your Finances Back On Track

If even after these additional short-term revenue streams haven’t helped you alleviate your debt burden to a manageable degree, you might want to look into seeking help through a debt management pla

Are Debt Management Plans Effective?

Are Debt Management Plans Effective? Debt management plans work by allowing borrowers to consolidate unsecured debt and pay them back in a shorter amount of time.

How to Get Out of Holiday Debt

It's time to get back on financial track -- tackle your holiday debts with a debt management program.

Tips for Recovering from Holiday Debt

After the holidays, it's important to take a look at all your debt and start working on paying it off!

Get Out of Debt and Protect Your Finances Before Retirement

By consolidating your debts into one monthly payment, oftentimes at a lower interest rate, you’ll be on a much better track to financial stability leading up to and during retirement.

What Debt Consolidation Means for Your Credit Score

If you're considering debt consolidation, it can be a good way to pay down your debt, but it should be done correctly. Learn more about what this means and how it can affect your credit score.

The Risks Involved with Debt Settlement Companies

If you’re feeling overwhelmed by debt, you may be looking into various options that could assist you.

MyMoneyCheckup®: Planning for Financial Wellbeing

Do you ever feel overwhelmed trying to understand your current financial situation? Or not really know where to begin to assess your overall financial well-being?

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