About CCCS of Chattanooga & Tennesee River Valley
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An Organization You Can Trust

Consumer Credit Counseling Service of Chattanooga and the Tennessee River Valley was established in 1981. We were a program of The Partnership, a non-profit human services agency until June of 2019. In July of that same year we joined the CCCS of Rochester (u/a/n RethinkingDebt.Org) family that enabled us to perpetuate and expand our critical services in the Chattanooga and TN River Valley areas.

Founded in 1970, Consumer Credit Counseling Service (CCCS) Of Rochester, is a community-based, non-profit organization, serving families in the Rochester, NY region. Our vision is to focus on the financial wellness of families and individuals by providing them with certified professionals for confidential counseling, educational services, and other solutions enabling our clients to meet their financial goals.

We are the most trusted agency in this service area and have helped hundreds of thousands of individuals and families, successfully deal with their financial difficulties over the last 50 years. We hope you seek our help if you are having financial difficulties.

CCCS of Chattanooga is a leading provider of credit counseling, financial education and debt repayment plans.

We are a non-profit 501c(3)-community service organization. Consumer Credit Counseling Service of Chattanooga is a member in good standing with the Better Business Bureau and maintains an A+ rating. CCCS of Chattanooga is a member of the National Foundation for Credit Counseling (NFCC). The NFCC is the oldest and largest non-profit organization providing credit counseling, debt consolidation services and educational programs through its member agencies.

CCCS is celebrating over 40 years of community-based, nonprofit consumer credit counseling and financial education services in the Chattanooga and Tennessee River Valley region

Our Philosophy

We understand the challenges you face on a day to day basis. Paying off debts can add stress to your already complicated life. That's where we come in. Our nationally certified credit counselors are trained in a variety of financial counseling areas. When you request our counseling services, you will be treated with the dignity and respect. The most important part is that we listen to you and your concerns and help you understand all of the options for managing your finances. We provide the financial education and services that can simplify your life and set you on the road to financial success.

Leadership

The CCCS of Chattanooga & the Tennessee River Valley Leadership team has spent many years working in the credit and financial services industry. Their leadership capabilities, innovative programs, and services as well as the number of successful clients from their organization, has gained them national recognition from the NFCC. You can be confident you have the very best team, helping our clients reach their financial goals.

Jason Tracy
CEO
Christopher Camaione-Lind
Chief Administrative Officer
Karyn Rando
Director of Counseling Operations
Chad Rieflin
Director of Programs and Grants
Lisa Hochlander
Quality Assurance and Compliance Manager

We are here to help.
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Call (423) 490-5620

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